Leapfrog Economics: What Ethiopia's Mobile Money Surge Reveals About the Future of Financial Infrastructure
Ethiopia's financial sector is undergoing a transformation that conventional banking theory did not anticipate and that Western fintech strategists are only beginning to appreciate. Mobile money platforms are routing billions of birr through handsets in communities that have never held a traditional bank account, rewriting the relationship between financial access and economic participation. For American policymakers and investors watching the global digital payment landscape, Ethiopia's experie